Type of Coverage:

Yacht Insurance from GMG Insurance Laguna

For many of you, the Pacific Ocean is your backyard, taking the opportunity of our great weather to set sail or drop anchor. GMG Insurance Laguna provides the utmost in coverage for all classes of boats. We help manage the assets and protect the property and investments of clients throughout Orange County, including high-net-worth clients with domestic and international travel needs.

Property and Liability Insurance

A yacht insurance policy from GMG Insurance Laguna is the right way to protect yourself from both property and liability losses, including physical damage to your boat and injuries to others and their property. If you have a crew, host guests or travel internationally, we will provide you with reliable and comprehensive coverage.

Our yacht policies can cover physical damage to your boat caused by collision with another boat, a submerged object, or a pier, to name a few hazards. It can also cover non-collision damage caused by weather, vandals, or flying, falling or floating debris.

Your policy will insure you for your liability in the event you harm someone else’s property or injury someone in the course of boating. Damage caused by underinsured or uninsured boaters can also be covered, as can damage to or loss of the personal property of others while on your yacht. Coverage for injury to your passengers can be included, as can fuel spill liability coverage.

Many insurers offer towing, gas delivery, and dingy/tender coverage. You may also want haul-out protection to keep the yacht safe from impending weather perils, as well as help with salvage costs. Roadside assistance is another important option, as is coverage for rescue at sea and disposal costs for a destroyed vessel.

Special Considerations

If you compete or entertain on your yacht, you may have special insurance issues. GMG Insurance Laguna can also help you with tenants insurance if you live on your yacht. If you deep sea fish or carry fine art, expensive fishing equipment, or other items of value on your boat, we will help you find appropriate insurance to cover their value. We also offer boathouse insurance, equipment breakdown coverage, protection for losses from ice or freezing, trailer coverage, year-round navigation, and broad navigation limits.

Offering superior coverage for a safe harbor from risk.

Turn to GMG Insurance Laguna for personalized attention on managing your assets and securing products that accommodate your lifestyle, now and as it changes over time. Contact us (949) 715-7981 or email at