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Protect Your Vacation Home with GMG Insurance Laguna

Living in Southern California provides us with a lot of options to have a vacation home nearby. Whether your house is a couple hours’ drive in Arrowhead or Palm Springs; up in Mammoth or Lake Tahoe; or out of state in Aspen, Vale or Santa Fe, GMG Insurance Laguna has a policy that will address your home away from home. We insure vacation condos, beach houses, lake retreats, and even international properties.

A Policy in Synch with Your Needs

At GMG Insurance Laguna, we will tailor your vacation home insurance to fit seasonal use, and we will help you obtain the limits and special coverages you need for other structures, onsite staff and contents. The liability portion of your policy will cover injuries to third parties and damages to their property should you be found responsible for them.

Our policies cover all risks that aren’t specifically excluded by the insurer, including weather-related damage, fire, theft and vandalism. If you choose to add private client services, our insurer partners offer wildfire loss-control plans, security services, fine art protection, and more. We can cover loss of use for those properties that are rented out, as well as upgrading to “green” or other improved standards when rebuilding after a covered loss.

Coverage to Consider

If you will store watercraft or snowmobiles at your vacation home, you will want those insured. It is important to make sure your guests are also covered for their use of equipment at your home. Fine art, antique rugs and boat piers all add to your coverage needs, as well.

GMG Insurance Laguna can also help with the special treatment mobile homes, modular homes and historic properties may require. We will also talk to you about the advantages of flood and earthquake insurance if those seem to be merited.

Trust your vacation home to us.

Turn to GMG Insurance Laguna for personalized attention on managing your assets and securing products that accommodate your lifestyle, now and as it changes over time. Contact us (949) 715-7981 or email at pfreeman@gmgins.com.