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Workers Compensation from GMG Insurance Laguna

GMG Insurance Laguna provides Workers Compensation insurance to businesses throughout Orange County. And with us, you will receive a full workers compensation insurance analysis that can identify problems and help justify premium savings for your company.

We will look at your claims history and compare it to your experience modification factor, which is used in the calculation of your premium. We will also help you with classifying your employees properly and practicing good risk management to rectify and/or prevent problems. If you work with subcontractors, independents or temps, our advice could keep you from misclassifying and underinsuring. As a result of our analysis, you may find you can save on your premiums. If your numbers suggest a lower premium is in order, we will help make your case with the insurer.

Quality Insurers

Our insurer partners are top-rated. Many provide return-to-work programs, case management, up-training for new jobs if a partial disability occurs, and other back-to-work initiatives that can reduce costs and improve employee morale after a workplace injury or illness.

We also keep abreast of changing requirements from regulators, including OSHA, and we’ll pass that information along to your company periodically. Our help with insurance audit preparation can also protect you from penalties and surprises at audit time.

Protect your employers and business with Workers Compensation insurance.

Turn to GMG Insurance Laguna for knowledge, attention and reliability regarding your business insurance needs. Contact us (949) 715-7981 or email at pfreeman@gmgins.com.